You're not behind. You were just never taught.
The hardest part of investing isn't the math - it's admitting you don't know where to start. I'll sit with you and get your Roth IRA and crypto accounts opened and funded in about 45 minutes. Step by step, at your pace, without ever making you feel stupid for asking.
Free, takes 2 minutes, no credit card required.
No judgment, no jargon, no rush - ask me the same question twice
I've personally walked friends & family through their first Roth IRA and crypto accounts
Not a licensed advisor - no stock picks, just the process, done right
How it works
Three steps. That's the whole thing.
Take the free Readiness Check
A 2-minute quiz that scores exactly where you stand - no signup, no credit card.
Open + fund your accounts
Set up your Roth IRA and crypto the right way, step by step, at your own pace.
Keep it on track
A simple system - and a real human to ask - so it keeps moving after day one.
Why this feels different
Money was never explained to most of us.
In a lot of homes, money simply wasn't discussed. Investing definitely wasn't taught. So people grow up smart, capable, earning real money - and still carry a quiet shame that they don't know how any of this actually works.
I've sat with people who are brilliant at their jobs and still got emotional talking about feeling behind and ignorant. Not because they couldn't find a tutorial - the internet is drowning in tutorials - but because there was nowhere safe to admit they didn't know.
It isn't your fault. You're not alone. And you're almost certainly further ahead than you think.
That's the part most money content skips. It hands you a checklist and assumes the hard part is the steps. It isn't. The hard part is the story you're carrying about what not knowing says about you.
So we deal with that first. Then we open the accounts - together, at your pace, with as many questions as you need. Ask me the same one three times if it helps. That first step tends to change more than your balance sheet.
Why starting now matters
The best time to start was years ago. The second best is today.
The same $200/month, started 10 years apart. The gap isn't about picking the right stock - it's about time. That's the part no one told you.
Illustration only, to show how time affects growth. Assumes $200/month and a hypothetical 9% average annual return compounded monthly. It is not a prediction of returns. Real investments fluctuate and can lose value, and no return is guaranteed.
At a glance
Start free. Go as deep as you need.
The quick map of every option. Full details and checkout are just below.
Readiness Check
Score where you stand in 2 minutes.
Starter Guide
The core checklist and mistake-avoidance basics.
Complete Guide
Screenshots, custodian comparison, and worksheets.
Money Moves Membership
Weekly-ish newsletter plus the tracking dashboard.
Roth + Crypto Guided Setup
A setup call plus a follow-up, with me in your corner.
Roth + Crypto JumpstartMost complete
The full done-with-you setup, start to finish.
Roth + Crypto Jumpstart
The full, done-with-you setup - the same process I've used with friends and family - plus the membership, both guides, and a community to keep you on track after we hang up.
- ✓45-min 1:1 setup call with me$150 value
- ✓Up to two 45-min follow-up support calls$200 value
- ✓30 days of email support after your call$97 value
- ✓Money Moves Membership for life - newsletter + dashboard$120 value
- ✓The Starter Guide + Complete Guide, included$30 value
- ✓Your personalized written action plan after the call$47 value
- ✓Private community access - Focused Finance members$97 value
Guarantee: if you don't have your accounts open and funded within 30 days of our call, I'll refund you.
Not ready for the full Jumpstart?
Start with the piece that fits where you are right now.
Starter Guide
$3
The core checklist and mistake-avoidance basics - the fastest way to see if this is for you.
Get the starter guideComplete Guide
$27
Real screenshots of the account setup, a full custodian comparison, and fillable worksheets - no call, no membership, just the full playbook.
Get the complete guideRoth + Crypto Guided Setup
$149 founding
A guided setup call plus a 30-min follow-up - you open and fund your accounts with me in your corner. Includes 3 months of the newsletter. Regularly $179.
Get Guided Setup - $149Money Moves Membership
$4.99/mo
Practical money tips in your inbox every week or two - the moves I'd actually make. Plus the Money Moves dashboard to track your Roth contributions, crypto, and goals as you go.
Just want to talk it through?
Book a 45-minute call about anything personal finance - review the accounts you've already set up, get started with crypto the right way, or just ask the questions you've been sitting on. No judgment, no jargon.
Questions
Are you a licensed financial advisor?
No - and this isn't investment advice. It's guidance on account setup, contribution strategy, and avoiding common costly mistakes. You make every decision; I make sure you're not guessing.
I feel like I'm way behind. Is it too late for me?
You're not behind - you were just never taught this. Most people weren't. The only thing that matters is starting from where you are today, and time in the market does far more of the work than perfect timing ever could. Whatever your age or balance, the setup is the same and today is the right day to do it.
How much money do I need to start?
Less than people think. You can open the accounts with $0 and start contributing whatever fits your budget - even a small automatic amount each month builds the habit and gets your money working. This is about setting up the system correctly, not about having a big lump sum first.
Do you ever touch my money or log into my accounts?
Never. Everything stays in your name, on your logins, under your control the entire time. I walk you through the steps and answer your questions, but you're the one clicking the buttons and moving your own money. I never ask for your passwords or account access.
Do I need to do both a Roth IRA and crypto?
Not at all. Plenty of people start with just the Roth IRA and add crypto later, or skip crypto entirely - it's your call. The guides and calls cover both so you understand your options, but you only set up what you actually want.
How is this different from free info on YouTube or Reddit?
Free content is scattered, contradictory, and rarely in the right order - which is exactly why so many people watch for months and still never open the account. This gives you one clear path, in sequence, with someone to ask when you get stuck, so you actually finish instead of just researching forever.
What actually happens on a setup call?
We hop on a screen-share and go step by step: which custodian fits you, opening the account, setting up contributions, and understanding your choices along the way. You leave with the accounts open and funded, or a clear checklist if something needs to happen on your end first. No jargon, no judgment, ask anything.
What if I'm not ready for the full setup?
Start with the free Readiness Check, the $3 Starter Guide, or the $27 Complete Guide. Or if you want a real human in your corner without the full done-with-you commitment, the $149 Guided Setup gets you a setup call plus a 30-minute follow-up.
What's the guarantee?
If you don't have your accounts open and funded within 30 days of our call, I'll refund the Jumpstart. It's a guarantee on the process, not on investment returns - nobody can promise those.